A step-by-step guide to download your Bajaj Finserv loan statement
Today, most of the lending processes have been migrated to the online platform as opposed to a few years back when borrowers needed to visit a financial institution in person to apply for credit. Now, it is not only possible to avail such loans online but also to keep track of the loan account on the go, alongside a load of other facilities.
For instance, customers availing credit from Bajaj Finserv can check their loan’s statement online via the dedicated portal Experia. Alongside providing the Bajaj Finserv loan statement, the portal can also help you stay on top of all essential details regarding your loan. Such details can include the number of EMIs serviced, principal outstanding, interest outstanding, and the due date for your next EMI, among others.
The process to access your loan account statement
Following the steps mentioned below should help all borrowers access their loans’ statements and other details online from Bajaj Finserv –
- Step 1: Navigate to the Customer portal Experia using your web browser on your phone or computer.
- Step 2: Enter your Customer ID on the page that opens and click on ‘proceed’.
- Step 3: You will receive an OTP on the registered phone number. So, keep that device nearby.
- Step 4: After verifying with the OTP, you will gain access to the homepage on the portal, where you need to select the ‘Services’ tab.
- Step 5: Navigate to the type of loan you are currently servicing and click on the ‘view details’ option.
- Step 6: In the next page, click on the e-statements option.
- Step 7: Proceed to download your Bajaj Finserv loan statement.
Alternatively, you can also access your loan’s statement by downloading the Bajaj Finserv Experia app. Rather than logging in to the web portal every time, such an app allows users to sign in just once. Further, all subsequent accesses are instantaneous.
Along with a look at your Bajaj Finance statement, this app also provides additional details regarding your loan account.
Bajaj Experia features you must know about
The Experia portal is the simplest way to check your loan statement online. Here are the features of this portal, which should encourage you to utilise it –
- Online payment of EMIs
The Experia portal is one of the simplest ways to service your loan instalments. You need to simply sign in to the portal to pay your monthly liabilities from this platform. Users can also part-prepay or foreclose their outstanding dues through the web portal or mobile application with the availability of substantial funds in a lump sum.
- Handy enquiry about loan details
If you are confused about certai aspects of your loan from Bajaj Finserv, you only need to open this portal to verify such details. You can do so by searching for the desired information under the ‘Relations’ section of this platform.
Apart from the interest rate, principal and interest outstanding are other essential details regarding your loan, which you can collect from this platform.
- Download statements and other essential documents
A Bajaj Finserv EMI statement is available on the web portal and easily accessible at all times for customers to view or download. Thus, you can keep track of all payments that you have made towards repaying the outstanding credit, both offline and online. Apart from financial statements, you can download other certificates as well, like NOC and more, from Experia.
- Easy purchase of electronic products
Depending on your credit portfolio and the limit available on your EMI network card, you can choose to initiate a hassle-free purchase of electronic goods as well using this portal. You can service such dues with no-cost EMI options, which can reduce the financial burden significantly. When submitting such an application, click the ‘Menu’ option, followed by the ‘Shop Online’ feature. Next, you can browse the various products available, offering attractive discounts and cashbacks, and select one to proceed.
- Quick access to pre-approved offers
Bajaj Finserv provides specific pre-approved offers for the existing customers, based on their credit history, income and such other factors.
When logged into the portal, select the ‘Offers’ option to view your pre-approved offers. These offers are available on a range of financial products, including secured and unsecured advances. Utilising such offers can simplify the process of financing and making it time-efficient.
The Experia portal simplifies loan management extensively. It also saves a borrower’s valuable time by offering instant access to various loan statements and other essential financial information, making it a critical tool to be kept handy for quick access to respective customer details.
Must Read: How to use Bajaj Finserv Experia portal?