Nowadays banks bring several offers for the card users to earn points and rewards by using their credit card for the purchase. These points can be redeemed in the form of cash banks or rewards. The cashback is mostly credited at a particular percentage on purchase done on credit cards. Every bank offers different rewards and schemes to its users.
Here are some of the best cashback credit cards for you
- SBI simply click the credit card
SBI simply click credit card one of the best choices for the individuals who shop frequently and do not prefer to make an annual fee payment. Even though SBI charges a minimal fee for this card it also offers a special reward, one can get rid of the annual fee if one has spent over 1 lakh from the card. One can avail special deals on online stores like Flipkart, Amazon, MakeMyTrip and Clear Trip.
Here are the features and benefits of the card:
- Shopping on online stores like Amazon, BookMyTrip, Fabfurnish, Ola, Foodpanda, Zoom Car, Lenskart, etc one can earn 10x reward points.
- Shopping from any other online store will reward you with 5x reward points.
- Amazon gift voucher worth Rs 500 as a welcome gift.
- A gift voucher worth Rs. 2000 from cleartrip on spending Rs. 1 lakh a year in addition to getting rid of annual fee charges of the card.
- 5% fuel surcharge waived on spending Rs. 500 or more.
- Standard Chartered Platinum Credit Card
This is a perfect choice for a salaried person to comply with multi-purpose credit needs. It’s the best card for individuals who shop online frequently.
Here are the features and benefits of the card:
- Make transactions within 60 days of receiving the card and earn 1000 points.
- Uber rides give 20% cashback
- Register for online banking and get 500 extra points
- Every 150 Rs spent from the card rewards you one point.
- Every 150 Rs spent on fuel will give a reward of extra 5 bonus points.
- Every 150 Rs spent on dinning will give a reward of 5 points.
- ICICI Instant Platinum Card
This card is for the first time users, your credit score and history doesn’t matter, this card will allow you to create a now credit score as you use this card frequently. This card can be easily be availed against your fix deposit in ICICI Bank. Of course, savings account with the bank is a must. This is the best card for all homemakers and students.
Here are the features and benefits of the card:
- On purchase of every Rs. 100 from this card you get two payback points.
- Movie tickets booked from a book my show will give you Rs. 100 off two movie tickets once every month.
- More than 800 restaurants I 10 cities will give a 15% discount on the use of this card to make payment.
- On spending Rs. 4000 at any HPCL petrol Pump will waive of 2.5% of fuel surcharge.
- Citibank Cashback Credit Card
If you prefer to pay bills online and watch movies frequently then Citibank cashback credit card is the best choice for you. A really good credit card history is required to get this card, as the bank is strict on this maximum applications are rejected just because of low credit score.
Here are the features and benefits of the card:
- Every movie ticket purchased with this card will give you a 5% cashback.
- Every utility bill payment with this card will give you a 5% cashback.
- Every telephone bill paid using this card will give you 5% of cashback.
- Everything else paid using this card will give you 0.5% cashback.
- HDFC Platinum Edge Credit Card
India’s one of the best cashback credit cards on this date is HDFC Platinum Edge Credit Card.
Here are the features and benefits of the card:
- Every Rs. 150 spent using this card will give you 2 reward points. These points can be redeemed by any means, you can redeem the cashback against credit card outstanding payment or for gifts or select any redemption from the catalog available (where 100 reward points = Rs. 10).
- An extra 50% reward points on spending on dining in the classified Restaurant Merchant Category Code (MCC) as defined by VISA/Master Card.
- On minimum transaction of Rs. 400 you get a discount of 1% fuel surcharge up to Rs. 250.
- Revolving Credit with the least interest rate.
- Interest-free credit on this card
