Whether you are a working professional or a jobless person, I have good news for you. And the good news is that now you can avail the direct paycheck withdrawal service through your favorite payment app- Square Cash App. It means, now you can say goodbye to the old traditional way to withdraw a check at banks. Also, forget the pain of standing in queues and writing slips to submit your paycheck. Maybe you would like to say thank to the Square Cash App, once you learn about the benefits of Cash App Direct Deposit.

So, to give you a complete idea about how Cash App direct deposit works, I am going to answer some of the commonly asked questions. Let’s first start with basics:

What does direct deposit service mean on Cash App?

As the name suggests, Cash App direct deposit is such a service which allows users to receive payment through paychecks. In simple words, it is an electronic way to send and receive money which makes it faster. What a good thing about it is that it is free to activate, use, manage, and set up. In this service, there is no need to send or receive a paper check.

This service is quite similar to ACH. Only the difference is that in Cash App direct deposit users get payment to their Cash App wallet rather than a linked bank account with ease of mind. What I have liked most about getting paid through Cash App is that we can withdraw the cash money at any ATM. Also, we can make instant payments by using a Cash App Visa Debit card. More importantly, if you wish you can invest money in Bitcoin and Stocks effortlessly.

Do you have to enable direct deposit feature in Cash App?

Yes, direct deposit feature is accessible for every certified Cash App user. It’s up to the user whether he wants to activate it or not. And the activation process is quite simple and straightforward. In fact, it takes not more than two minutes to enable this hassle-free paycheck withdrawal service. Cash App does not charge anything to enable this smart service. You will be pleasantly surprised to know that more than 90% of people in the US receive their monthly salaries, tax refund, stimulus checks, and pension checks through direct deposits. So, what are you waiting for? Enable Cash App direct deposit and save your time and energy. Find more information in the next section:

How to enable Cash App direct deposit?

Whether you are using an Android or iPhone, the direct deposit activation process is quite the same. If you are a certified cashapp user and own an activated Cash App Visa Debit Card, you can follow the below mentioned steps and enable your Cash App Cash Card. Else, first Verify your Identity on Cash App and then order a brand new Cash App card and activate it. Once you are done, follow these steps.

Sign in to your Cash App account is the starting point.
At the far left lower corner, there will be a “My Cash Tab” or you can say “Banking Transfer” option. Open it.
Now, press the “Cash” button and keep scrolling down till the end of the screen.
At the far lower side, you will find the “Get Account” tab. Press it.
Then, press the “Enable Account” button.
Also, copy the Cash App routing number and account number.
Last but not the least; step is to share the Cash App routing number and account number with the check issue or your employer.

How long does direct deposit take with Cash App?

Receiving payments through direct deposit in Cash App takes only 4-6 working days. However, sometimes, it may take 2-3 days more due to some delay at the end of the check issuer. But, in comparison to the bank, I have always found Cash App direct deposit is fast and hassle-free.