If you are a proud Chime user and expecting to get a stimulus check from the IRS, this post is for. The fact is, recently I have also received my Chime Stimulus check 3 with ease of mind. I can’t be more wrong if I don’t say thanks to Chime online bank. Do you know why? Because my friends who used their bank accounts to get paid early, they have not received their stimulus check from the IRS so far. And to make the matter worse, they are not able to track the payment. But, this is not the case with Chime.

You will be glad to know that amid the adversity of the CoronaVirus, Chime is helping people to make their life less complicated. Chime is letting its users use a Chime routing number and bank details to get paid early from the IRS. When I realized that Chime is really doing a great job in comparison to the traditional banks, it was then when I thought to write on this important topic. So, to help you understand all about Chime stimulus check I am going to answer some of the common questions.

If you are a regular reader of my blogs, you must know that I always start from the basics to make sure that you avoid the mistakes that other people make. So, let me put the first thing first.

Can I use my Chime account to receive a stimulus check from the IRS?

Yes, Chime could be used to receive a stimulus check from the IRS with ease of mind. However, Chime is not the only way to get paid from the IRS. Other payment apps also could be used to receive stimulus checks from the IRS such as Cash App, PayPal, Venmo, and Zelle. Apart from the mobile based payment app, all certified bank accounts also could be used to receive stimulus checks from the US Government. But, if you don’t have a bank account or your bank account is closed, not an issue. You can use your Chime account and get your stimulus check directly to your online Chime bank account.

The best thing about Chime stimulus check is that it is safe, free, and fast. In comparison to the other payment apps, Chime is better in every perspective. Can every Chime user get a stimulus check from the IRS? I have got an answer to this question in the next section.

Who can get a Chime stimulus check?

Of course, it is mandatory to be a Chime user first if you want to receive your stimulus check through your online Chime bank. But, note that only being a Chime user is not enough. You have to meet two more requirements. First is you must be a verified Chime user and second you must have enabled Chime direct deposit on your account. In case, you are not a verified Chime user nor you have enabled Chime direct deposit, don’t be upset. Why? Because you can verify your Chime account and enable Chime direct deposit right away. The process to do so is simple and straightforward.

To verify your account, all you need is just to share your SSN on Chime app. In order to enable Chime direct deposit, you can follow the steps as mentioned in the following section.

How to enable Chime direct deposit to get Chime stimulus check?

  • Open Chime app on your phone.
  • Tap the setting button (a gear shaped icon) available at the top left corner.
  • Now from the drop down menu, select account information and then choose set up direct deposit.
  • The next screen will open up with Chime routing number and banking details. Copy all these details as it will come to great use subsequently.
  • Finally, tap the Get Direct Deposit Form to receive the form to your email id.
  • Fill up the form and upload it to Get My Payment Portal (IRS website).
  • Make sure you enter the correct Chime routing number and bank details.