Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana, is a flagship healthcare scheme launched by the Government of India in September 2018. This scheme aims to provide financial protection to the economically weaker sections of society and to ensure that they have access to quality healthcare services.

Under this scheme, all the eligible beneficiaries are entitled to receive cashless medical insurance treatment of up to ₹5 lakhs per family, per year so that their secondary and tertiary hospitalisation can be taken care of. The scheme covers more than 10 crore families across India, with no limit on family size and age.

Along with financial protection, the Ayushman Bharat registration also aims to strengthen the primary healthcare system in India. This can be done by establishing 1.5 lakhs Health and Wellness Centres across the country, which will provide comprehensive primary healthcare services to the community.

What Are the Advantages of Ayushman Bharat Registration?

Once you register under the PM’s Ayushman Bharat Yojana; you would be eligible for:

  1. Financial Protection: The Ayushman Bharat card holder would get financial protection. The poor and vulnerable sections of society will benefit the most against the burden of high medical expenses. This cashless treatment every year helps in reducing out-of-pocket expenses for healthcare.
  2. Improved Access to Healthcare: The scheme ensures that every eligible individual has access to quality healthcare services, irrespective of their financial status or geographic location. This is especially beneficial for those living in rural and remote areas, who may not have easy access to healthcare facilities.
  3. Reduction in Mortality Rates: With improved access to healthcare services, the Ayushman Bharat card has the potential to reduce mortality rates caused by preventable and treatable illnesses.
  4. Strengthening of Primary Healthcare System: The establishment of Health and Wellness Centres aims to strengthen the primary healthcare system in India. This will help in the early detection and prevention of diseases, as well as reduce the burden on secondary and tertiary healthcare facilities.
  5. Employment Generation: Pradhan Mantri Jan Arogya Yojana has the potential to generate employment opportunities in the healthcare sector, especially in rural areas, which will help in boosting the economy and reduce poverty.

How to Check the Ayushman Card Eligibility and Apply For It?

Here are the steps to check eligibility and apply for the Ayushman Bharat Yojana:

  • Step 1: Check your Ayushman Card Eligibility

Ayushman Bharat Scheme aims at providing financial protection to vulnerable families, who are identified using the Socio-Economic Caste Census (SECC) data.

You can check your eligibility for the scheme by visiting the official website of Ayushman Bharat Yojana, https://pmjay.gov.in/, or by visiting the nearest enlisted hospital or Ayushman Mitra.

  • Step 2: Gather Your Documents

If you are eligible, you will need to gather documents such as an Aadhaar card, ration card, or any other government-issued identity card, to apply for the scheme.

  • Step 3: Apply for the Scheme

  1. You can apply for the scheme by visiting the official website https://pmjay.gov.in/ and clicking on the ‘Am I Eligible’ tab on the top right corner of the home page.
  2. You will be asked to enter your mobile number and captcha to get an OTP.
  3. After that, you’d be directed to a page where you can check your eligibility by entering your details.
  4. Eligible individuals can download the PM-JAY e-card, which can be used at any enrolled hospital to avail of the benefits under the scheme.

  • Step 4: Avail of the benefits under the scheme

Once you have received the PM-JAY e-card, you can visit any empanelled hospital and avail yourself of the benefits under the scheme.

Register Under the Pradhan Mantri Jan Arogya Today

The Pradhan Mantri Jan Arogya Yojana is one of the most beneficial governmental schemes that ensure that you are never left alone to cover a huge medical bill. This health insurance scheme helps poor citizens in accessing the treatment they require for their families. If you also want to apply for the PM-JAY scheme then you can consult the insurers at Niva Bupa and secure your family’s life.