Real estate projects come in all shapes and sizes, from small residential projects to large commercial developments. No matter the size of the project, one of the biggest challenges is finding the necessary financing. Fortunately, there are a variety of loan products available to help fund your real estate project. One such product is land acquisition and development loans.

Land acquisition and development loans

Land acquisition and development loans are designed to help developers purchase land and fund the costs of developing that land. These loans provide the necessary capital to purchase the land and any additional costs associated with the project such as construction, development, and other related expenses.

applying for a land acquisition

Before applying for a land acquisition and development loan, it’s important to understand the various types of loans available. Generally, there are two types of land acquisition and development loans: short-term and long-term.

Short-term loans

Short-term loans are typically used to cover the purchase of the land and the cost of development. These loans are typically repaid within a short period of time, often within one to three years. The advantage of short-term loans is that they provide quick access to capital, but the downside is that they often come with higher interest rates.

Long-term loans

Long-term loans are used to finance larger projects over a longer period of time, often five to ten years. These loans often come with lower interest rates, but the downside is that they require more time to process.


We understand that every project is unique, which is why we provide tailored financing solutions that meet the specific needs of your project. Our team of experienced professionals is here to help guide you through the financing process and ensure that you get the best loan product for your situation.

Whether you’re looking to purchase land or develop a larger project, Direct Commercial Funding has the financing solutions you need. Contact us today to learn more about land acquisition and development loans and how we can help you get the capital you need.