There are various types of mutual funds in India consisting of equity, debt, and hybrid mutual funds. SEBI has categorized the various types of mutual funds into the following 5 categories –

Equity funds

Debt funds

Hybrid funds

Solution oriented funds

Other funds

Investment in various types of mutual funds in India is gaining popularity among the investing community due to the many benefits it offers – professional management, hassle free investing, lumpsum and systematic mode of investments, low investments and the power of compounding. Since one can invest online in mutual funds, the popularity is growing by leaps and bounds.

The other benefits of investing in mutual funds are that the investment can be made systematically and can be mapped with your financial goals. Small investments made regularly can become very big in terms of wealth creation in the long term.

But how much big your mutual fund can become? To know the answer, you need to use calculators like lumpsum calculator and SIP calculator. These calculators can be found on the AMC websites or through Google search. Depending upon how you are investing, lumpsum or SIP, you can use the appropriate calculator.

However, while searching you may also come across lumpsum SIP calculator. Please check the options it is offering in terms of calculating your investments returns. Generally, a calculator will ask for the investment type, lumpsum or SIP, investment amount, period of investment and the expected returns.

Let us see the results of one such example of using a calculator, say lumpsum SIP calculator. Though the calculator’s name includes SIP, we will try to get the results of a lumpsum investment. For example – Pradip wants to invest Rs 5 Lakhs, the expected return is 11% and his investment tenure is 10 years. Once these inputs are provided in the calculator, it shows the result as Rs 14,19,711. That means, Pradip may expect to get this amount after 10 years based on the expected returns.

As you can see, calculating results on a calculator takes few seconds time, compared to what it will take in excel or manually. Thus, using a calculator makes it easy to know the outcome of your investments and thus help plan your investments, irrespective of the types of mutual funds in India you are investing in.

In order to make it further simpler, let us see what other calculators are and how it can be useful for you –

  • Mutual fund lumpsum calculator – Using this you can calculate the future value of your lumpsum investments. You need to input the lumpsum investment amount, expected return and the time period.


  • SIP calculator – It helps calculate your SIP returns after the SIP period You need to input the SIP investment amount, investment frequency, expected return and the SIP period. Once you input the above, it will show you the expected future value of your SIP investments.


  • Lumpsum SIP calculator – Please check the inputs it is asking for. Based on the same you can give the inputs and can get the desired results. You need to check, if it is allowing calculation of both, lumpsum and SIP investments, through one single calculator.


In this read, we analysed and understood the concept of using various calculators including the lumpsum SIP calculator. Readers are advised to use appropriate calculators based on their actual needs irrespective of types of mutual funds in India. Using a calculator and knowing the future value of your investments helps you plan and reach your financial goals.