Direct deposit, as the name suggests, is a straightforward way to get paid from the employer. In fact, not only from the employer, with the help of Chime direct deposit, you can receive payments from the IRS as well. It means you can get tax refunds and stimulus checks whenever you are eligible. Once you enable Chime direct deposit, you can be sure of the hassle-free on time payments. What makes the matter even more convenient is the fact that enabling direct deposit on Chime  is free to set up and manage. If you are a user of Chime online bank, you can activate direct deposit service and say goodbye to the old process of payment which involves using paper paycheck. Also, forget the pain of visiting a bank and filling up a slip then waiting for 8-10 days for check processing.

After being familiar with the Chime direct deposit features, many of you might like to use it for hassle-free payments. If yes, then this post is for you as right here I am going to explain the simple steps to enable Chime direct deposit. Also, you will get answers to some of the frequently asked questions about Chime direct check withdrawal services. So, let’s move on without any further delay:

Does Chime pay 2 days early?

This is quite a common popular perception that exists among the people that Chime processes direct deposit payments two days early than any other traditional banks. And from my experience, I can say this perception is right to a significant level. When I ask other people who use Chime, they also have told me that most of the time they have received payment 2 days early in comparison to the banks. But, sometimes, due to a number of issues, the process of payment can be delayed.

Also Read: How to activate a Chime Card? 

How to enable Chime direct deposit?

No matter whether you are an employee or employer, Chime direct deposit is the best way you can adopt to send and receive frequent payment. Once you enable it, you can receive or send salaries or wages and various payments for bills, taxes, and many other government charges. As direct deposits are totally based on internet services, so obviously they are fast and user-friendly. If you already are a user of Chime, you can follow the below-mentioned steps to enable a direct deposit on Chime:

  • Navigate to the Chime mobile app on your phone and open it.
  • Now select the “Move Money” tab available at the home screen.
  • The next screen will open up with the Chime routing number and other details that you need to note down for further use.
  • Then, you need to share these Chime details with the Check issuer or IRS to get instant payment through stimulus checks.

What time does direct deposit hit with Chime?

Direct deposit on Chime takes not more than 4-6 days. Actually, how early you can get the direct deposit depends upon the type of payroll software your employer uses and exactly when the employer releases the payment. So, the idea here is to do a direct deposit before the automatic transfer is done. 

Also Read: How to get tax refund on Chime?

Does Chime have a direct deposit limit?

By writing this post, October 2020, there is no any kind of limit set by Chime for direct deposit payments. But, it is worth noting that Chime users can receive a maximum amount of up to $10,000 without any verification. If you want to receive more than $10,000 no worries just undergo an additional verification process or visit a public forum- Quickutilities.net for more information.