Canada has been beating all other countries when it comes to handing out insurance programs. The year 2013 alone saw 14 million people visiting Canada. Every other person comes to this country for a different purpose; some are here to establish their business, while others only come to spend their vacations. Regardless of what purpose the visitor carries, they will all need to buy health insurance beforehand. This insurance protects them from any impending illness, accident, or health-related emergency.
Provincial Perks Are Only For Permanent Residents
Canada has one of the best healthcare systems in the world. Canadians enjoy a very high standard of health care that is provided by the medical facilities in their region. However, these benefits are only for permanent residents.
Even if you’re a Canadian citizen who is returning to Canada from your home country after a very long time, you will need to buy insurance. This will help you get through all the medical expenses, while your eligibility period for the provincial benefits comes to an end. This eligibility duration usually lasts for about 90 days.
If you’re going to visit Canada, know that you’ll have to pay a staggering amount of money to cover your medical issues. To give you an example, the cost of an emergency room visit alone is around $1000, for the non-residents. What’s worse is that this is only the initial consultation cost. For someone, who needs further testing or treatment, they might just end up spending their entire life’s earnings in a single day!
This is why it is extremely important to ensure all your medical needs are covered in the event of an emergency. Fortunately, there are various health insurance options, specially made for people visiting Canada.
Insurance For Visitors To Canada
There are various types of insurance for visitors to Canada available. What you buy is based on the duration of your stay in Canada. Those who wish to come for a week-long trip will get a completely different plan as compared to people who are here for an extended period of time.
If you’re planning to visit Canada for a short period, make sure to arrange travel insurance for yourself. However, if you have people coming to visit you, it’s important for them to understand that the healthcare coverage won’t cover the medical needs while they are in Canada.
Get Coverage Before Coming To Canada
With a plethora of insurance options available, the first and foremost thing is to ensure that you’re getting adequate coverage. You can do this by getting in touch with a reputable insurance agency, and learn about the plans available for your stay. They will inquire about your health history, the medicines you’re taking, and other details. Responding to all these questions honestly and clearly is very important. Providing incorrect details will affect your claim.
Ideally, you should make all arrangements for insurance before you reach Canada. This will ensure all your medical needs will be met. You can purchase medical insurance for visitors to Canada from your home. The websites will give you easy access to a variety of health insurance options. This online shopping will also allow you ample time to compare all the options and then make the right decision.
That being said, if you have to leave for Canada on very short notice, or if you’ve already arrived, you can still get coverage. Get connected to Insurance4u and allow us to make your trip hassle-free.
