Have you just purchased car insurance during this particular period of the Coronavirus – Covid-19 epidemic and have still not received your green card? Are you wondering if you should renew your contract when you are no longer driving? L’olivier Assurance answers your questions.
First of all, know that it is compulsory in France to insure your vehicle even if it is not running. He must have an auto insurance plan with minimum legal guarantees to be in order.
This formula, called Third Party Essential or more commonly called Third Party or Civil Liability, covers bodily injury and material damage that the driver could cause to others. However, it does not cover material damage caused to it. In the event of bodily injury, the insurance will cover it for a minimum amount.
Learn more about essential third-party insurance .
Compulsory auto insurance even in the event of coronavirus?
Yes, car insurance remains compulsory even in this period of epidemic because, as we have said, in France, whether or not you drive your car, it has the obligation to be insured, even in the ‘stop.
Also, despite the difficult period we are going through, and to ensure everyone’s protection, auto insurance is compulsory.
I did not receive my green card, am I in violation?
Info Covid-19: Postal delays have returned to normal. You can print your green card on white paper or present it on your smartphone while waiting for the paper version ( green sticker ) which will reach you by post within 10 days.
Like many brands, the postal services are also affected by this particular situation, which lengthens the time it takes to send and receive mail. This is to avoid as much as possible the spread of the Coronavirus (Covid-19).
It is therefore quite possible that you did not receive your green card. However, driving without a green card is an offense. But then, how to do? Rest assured an alternative solution exists.
Can I print my green card during the Coronavirus?
Yes, during the confinement period, you can print your green card yourself as proof of insurance. You can then affix it behind the windshield on the passenger side as usual. Remember to check beforehand that the registration entered in the contract is the same one that appears on your vehicle registration document.
At L’olivier, we see the green card systematically sent by e-mail when subscribing. This card will be valid until the postal services are operational again.
In addition, in the event of a police check, you must be able to present it at the risk of being in violation. Since the new circular of April 1, you also have the possibility of presenting the card on a smartphone .
As a reminder, the police, just like automatic radars , are able to verify whether or not a vehicle is insured using the file of insured vehicles (FVA) .
How long is my printed green card valid for?
Once the tolerance period has passed, you will no longer be able to present a version of your green card printed by you. You must have the original green card with you.
Good to know: in the event of a lack of insurance, the driver is liable to criminal penalties ranging from a fine of 3,750 euros up to the confiscation of the vehicle.
