What is Cash App Direct Deposit Time? It has taken some time but the Cash app now supports direct deposit. Read on to know more about the Cash App Direct Deposit, which shows how long it takes for money to appear in your account.

While the Cash app is known for offering a variety of great features and tools, one thing they had not yet offered is direct deposit. Fortunately, as you can already tell, the Cash app now provides direct deposit services to its users.

This means that Cash App users now have the option to deposit their salary directly into their Cash App account. While this is a big feature, many are eager for time.

In particular many want to know the time it takes for the money to reflect in their account if they use it. If this is you, below you’ll find an answer to this question as well as other notables about Cash App’s Direct Deposit feature.

What Is Cash App Direct Deposit?

Cash App Direct Deposit is just a new feature that allows Cash App users to access their money (paycheck) without visiting their local bank.

While this feature is available to every cache app user, you will need a few things to use it. For starters, you need to make sure that your Cash App account is verified.

Yes, unverified Cash App accounts cannot use the Cash App Direct Deposit facility.

In addition, you must ensure that your Cash App account is linked to a valid bank account. An accounting or routing number is equally important. This is the one you will share with your employer and thus allow direct deposit.


What Are The Timeframes For Cash App Direct Deposits?

Now because of clicking on this post, what is the Cash App Direct Deposit Time? Well, it all comes down to the type of deposit you compromise with.

Currently, Cash App offers two types of deposits, Cash App Standard Direct Deposit and Cash App Instant Direct Deposit. One thing to note is that with a standard direct deposit you will wait for 1 to 3 days before the money appears in your account.

In some instances, this time can extend up to 5 days. Instant Direct Deposits on the other hand are instant just as the name suggests.

When a deposit is made you can count on receiving it on your Cash App account immediately. While this is so, do note that you’ll be charged a small fee of 1.5% when using Cash App Instant Direct Deposits. Standard deposits on the other hand are completely free.


Enabling Cash App Direct Deposit On Your Account

Enabling Cash App Direct Deposit on your Cash App account is a very simple process. But if you are facing challenges or need some help to do just that, then below you will get a step by step guide on how you can enable Cash App Direct Deposit in your account.

Worth noting, you can be able to set up Direct Deposits using either your account and routing number or via a direct deposit form. The steps below are for those using their account and routing number to set up Cash App Direct Deposit.

Step 1: Open Cash App On Your Mobile Device

Step 2: Go To Your Cash App Home Screen

Step 3: While At Your Cash App Home Screen Tap On The “Banking” Tab

Step 4: Select “Deposits & Transfers”

Step 5: Once You Are Done Select “Copy Account Details”

Once you are done, share the information that you’ve copied with your employer. You can share it with HR or anyone responsible for payments at your company’s payroll department.



Cash App Direct Deposit time tends to vary depending on the deposit method you choose. If you settle on Cash App Standard Direct Deposits, expect the process to take between 1-3 business days.

Cash App Instant Direct Deposits, despite the small fee you are charged per transaction, shortens the time it takes for your deposit to reflect in your account.