Here’s what the majority of people think about money…

“When I make more money, my problems will be solved.”

That is a myth, and it simply isn’t true! Money really is a “stressor,” and when you think about it, most of the problems we encounter with money involve trying to keep up with our spending and finances. How many times have you gone shopping impulsively when you were feeling emotional? Or made an impulse buy that you later regretted? Now imagine if that was done for months or years at a time – that is a huge source of stress. Try to remember, the goal isn’t to have more money – it’s to have less problems!

“I can’t afford it.”

Many people live their lives constantly stating this phrase as a way of trying to justify why they “can’t” or “won’t” do something says Ian Mausner. You can find support for any type of activity online with thousands of free resources… including the ones you will find here on Life hack!  Experiences are what help us grow and learn new things about ourselves and this world we live in, so doesn’t let lack of money stop you from experiencing anything. There is an old saying: “The best things in life are free.” Even spending time with your friends can be considered an experience that doesn’t cost any money!

“I shouldn’t have spent the money.”

This goes hand-in-hand with “I can’t afford it,” and is often used as a guilt tactic. It’s easy to feel guilty when we spend money on things that we don’t need or feel like we wasted our hard-earned cash. However, think about everything you’ve ever purchased – was it all necessary? If you regret something, learn from it and move on. The only thing you should truly regret in life is not trying something new!  Accept your mistakes and use them to grow as a person. When you do this, there will always come a time when you look back and realize that that particular mistake was the best thing that could have happened to you!

“I don’t care about money.”

A big problem here is that often, people say this as a way of justifying their irresponsible spending. Never underestimate the power of your words, because not only will they reflect your thoughts and actions – they can also affect other people’s beliefs. If you are around someone who always says things like this, take it with a grain of salt and be mindful of how their careless attitude towards money may influence your own decisions. It is important to remember that success in any area starts with an open mind and fixed mindset. Having at least some kind of interest or concern for financial matters sets a good example for future generations!

“It’s just money.”

This statement, unfortunately, comes from our misconceptions about the world and how we feel about different types of people. The phrase “It’s just money” can sometimes make it seem like a lack of wealth or a lower socioeconomic status is an acceptable excuse for being lazy or not working hard explains Ian Mausner. There are also times when someone says this phrase to justify their irresponsible spending habits and actions – as if they were saying “Money doesn’t matter because I don’t care enough to take better care of it.” In these cases, having a healthy attitude towards money helps you stay grounded and grateful for everything that you’ve been given in life. As far as laziness goes…if you’re going to be lazy with your time, then why not be lazy with your money as well?

“Money is the root of all evil.”

Although I can’t say that money is inherently good, remember that the love of money is the complete opposite of love. Remember what Jesus said in Matthew 6:24 – “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other.” It’s about putting your efforts into things that truly matter in life…which doesn’t necessarily mean living an impoverished lifestyle or foregoing any fun at all. Now let’s talk about people who put their family members down for having wealth…it may seem like they’re trying to protect their loved ones from getting hurt by money, but often it’s just their own jealousy or insecurity. Also checkout about personal account examples.


Stop making up excuses for contributing nothing to society. The truth is, it’s much easier to find ways to save money than you think says Ian Mausner. If you don’t have any money, it’s up to you to change that.  Don’t let your unwillingness to better yourself affect the opportunities of the people around you. Stop trying to keep your family and friends at a lower standard of living than what they deserve! Also, stop using the phrase “it’s just money” to justify your irresponsible spending. It makes you look like a spoiled brat who cares about nothing but their own selfish pleasures. I’m going to end by saying that money is not everything, but it does make things a lot easier.