It would be an understatement to suggest that some of the most exclusive golf communities in Florida are not among the most sought-after and popular locations for retirement. Many people who are 55 and older have spent their whole lives working toward the goal of enjoying all of the luxuries that come with living in a country club or golf community that is open all year. It’s practically a given that some retirees will do it. Others can only hope to achieve that level of seclusion and relaxation in their wildest imaginations. If you believe that you fall into the latter category, we are here to tell you that it is time for you to stop being afraid of failure and start daring to dream, since one of these affordable golf course houses might soon be your new home.

We have researched so that you wouldn’t have to, and we prepared a list that covers a variety of unique locations found across this retirement sanctuary. The following are five of Florida’s golf communities that provide some of the best deals on memberships.

Ave Maria- Ave Maria, FL

This master-planned mixed-use community includes numerous residential neighborhoods and business zones, as well as common recreational amenities and an established town center. Panther Run Golf Club in Del Webb is an 18-hole championship golf course that makes this one of the top golf communities in Florida. There are many family-friendly communities in Ave Maria, as well as the age-restricted Del Webb Naples active senior complex and a selection of two- and three-bedroom condominiums in the town center.

Harbour Ridge- Palm City, Florida

Harbour Ridge Yacht & Country Club, located on the wide St. Lucie River in Palm City, FL, offers a full range of private recreational amenities, including two world-class golf courses, an active Yacht Club and marina, a robust tennis program, a new lifestyle center, and a dog park – all on 885 acres.

Grand Harbor- Vero Beach, FL

Grand Harbor, located along the Indian River near Vero Beach, is a golf resort community with Mediterranean style and design. Within this private enclave, golf and beach attractions abound, as do a range of residential possibilities. With two master-designed golf courses, Grand Harbor’s 14th hole on the River Course has earned international acclaim for its difficult play. Grand Harbor is also designated as an Audubon Cooperative Sanctuary because of its sensitivity to the natural environment.

Indian River Colony Club- Melbourne, FL

Indian River Colony Club, which is dedicated to servicing those who have served, is by far one of the most inexpensive golf communities in Florida. This 55+ active adult country club neighborhood is mostly for military retirees and is located on a pristine 453 acres with 773 individually-owned and affordably priced two- to four-bedroom single-family homes. Residents benefit from a substantial maintenance program, 24-hour gated security, and abundant wildlife and golf course vistas, all while maintaining the warmth and exclusivity of country club living.

Wycliffe Golf & Country Club- Wellington, FL

This cheap Florida golf community is anchored by two completely different championship golf courses created by award-winning architects Karl Litten and John Sanford. It consists of 14 unique golf-cart-friendly communities with stunning single-family homes, coach houses, and villas with views of the huge golf courses and lakes. Almost every property has a cart garage, allowing occupants quick access to the fairways.