As a parent, your child’s health is a top priority. One of the most essential decisions you’ll make regarding your health is choosing a healthcare insurance plan. With so many options, it can be confusing to know which health insurance is best in India, what to look for, and how to navigate the process. That’s why it’s crucial to understand the key considerations when selecting a plan that will provide the coverage and benefits your child needs to stay healthy and thrive.
Why is Children’s Healthcare Insurance Necessary?
Children’s health plans are one of the most important investments a family can make for the well-being of their children. It ensures their children have access to the necessary medical care that they need, from regular check-ups to emergency care. It also protects families from the financial burden of medical costs. Here are some key points why a children’s health plan is necessary:
- Helps ensure access to necessary medical care
- Covers preventive care such as regular check-ups
- Helps ensure access to specialists
- Covers emergency care
- Offers coverage for mental health services
- Can help cover the cost of prescription drugs
List of Health Plans Available For Children
The cost of healthcare insurance is a growing concern for families. Having healthcare insurance is an essential way to protect your family’s health and financial well-being. With the right plan, you can provide your children with the coverage they need. Here is the list of health plans available for children.
Niva Bupa ReAssure Plan
Looking for a family healthcare insurance plan that provides you and your family, including your kids, with complete financial security in the event of any medical emergency. Niva Bupa ReAssure Plan, the best health insurance company in India, offers a wide range of protection, up to 1 crore of coverage, 2x sum insured renewal in two years and endless reinstatement of the sum insured. Plus, you get assured policy renewal for life, and the family combination applicable is up to 6 members, including kids.
SBI Arogya Plus Policy
SBI Arogya Plus policy is a fixed premium plan that provides financial security for you and your family in the event of a medical emergency. The plan is available in both individual and family floater plan types and offers lifetime renewability. It provides coverage against the medical expenses incurred during hospitalisation & OPD and features a 30 days waiting period. The policy covers in-patient hospitalisation expenses, pre & post hospitalisation expenses, AYUSH treatment expenses, domiciliary hospitalisation expenses, etc., making it an ideal choice for individuals and families looking for health coverage.
Tata AIG Child Health Insurance Plan
Tata AIG is one of the leading health insurance companies in India and offers extensive Insurance Plans for children. These plans come with the security of the Tata promise and provide coverage for medical expenses, including pre-hospitalisation, hospitalisation and post-hospitalisation. Starting at just Rs. 15 per day, these plans offer a 94.43 per cent claim settlement ratio for the financial year 2020-2021, with cashless insurance at 7,200+ network hospitals.
How to Know Which Plan is the Best for Your Child?
Here are the helpful tips and advice on how to assess your child’s individual needs and choose a plan that will help them grow and reach their full potential:
- Research your options- Compare health insurance plans of different insurance providers to determine which one fits your needs and budget.
- Consider the coverage- Make sure the plan covers your child’s essential health needs.
- Look at the costs- Consider the plan’s monthly premiums, deductibles, and copayments.
- Check for network restrictions- When choosing the best health insurance company in India, it’s important to make sure the plan covers your child’s preferred doctor and hospital.
- Make sure it’s age and gender-appropriate- Ensure the plan covers your child’s age and gender-specific needs.
It is important to have the best healthcare insurance plan for your children. It ensures that your children get the best care available should they need it. Niva Bupa is the best health insurance company in India, offering great medical insurance plans that provide coverage for all the essential health needs of a child. Niva Bupa’s insurance plans provide a wide range of benefits and features, ensuring that your children get the best possible healthcare.
