The funds in your Apple Pay wallet can be moved to a debit card in a secure and hassle-free manner.Still, a lot of people need to learn how to do this. We’ve put together a complete guide on moving money from Apple Pay to your debit card to simplify the process. So, keep reading if you want to get the money in your Apple Pay account without using a credit card.

What Is Apple Pay?

It’s the best way to pay that lets people pay with their iPhone, iPad, or Apple Watch. You can only use Apple Pay if you’ve added a credit to the Wallet app on your iOS device. Once your card gets added, you can use Apple Pay to buy things at stores that accept it or inside apps.

Launch the Mobile wallet and select the Cash option if you want to use Apple Pay Cash. You can send that money straight to your bank account when you have a balance. Then, select “Deposit to Bank” from the “I” menu that appears. Enter the amount of money you wish to send and click the “Confirm” button.

How Does Apple Pay Work?

You’ll need to utilise the Wallet app on your iPhone to withdraw money from your Apple Pay balance to a debit or prepaid card. To move funds from one Apple Pay card to another, open the Wallet app and tap the card in question. Select the “Info” option from the available menu to access additional information.

Below, you’ll see a button labelled “Transfer to Bank.” Next, you’ll get asked to choose the account to which you’d like the money moved and enter the amount you’d like to transfer. When you’re ready to complete the transaction, press the “Confirm” option.

What is the way to transfer money from apple pay to a debit card?

Assuming you have an iPhone with Apple Pay set up and your debit card added to Wallet:

  1. Open Wallet and select the card you’d like to use.
  2. Tap, then tap Transfer to Bank.
  3. Enter an amount and tap Transfer.
  4. Verify using a passcode, PIN, or Face/Touch ID.

That’s it! The money you transfer will show up in your account within 1-3 days.

How to instantly transfer money from apple pay to a debit card already in Wallet?

If you have an Apple Pay-compatible device, you can instantly send money to your friends and family. Here’s how:

  • Open the Messages app.
  • Select the chat where you want to deposit funds.
  • Tap on the Apple Pay button. If you don’t see it, tap on the plus icon and select Apple Pay.
  • To transfer the money, add the amount and then click the Send button.
  • Use either Face ID, Touch ID, or a pin to verify the purchase.

How to transfer money from apple pay to cash app 2022?

This new feature, Apple Pay Cash, allows users to do just that, send and receive cash using the Messages app on their iOS device. The service is free to use using any debit linked to your Apple ID.

To use Apple Pay Cash, launch a brand-new Messages conversation. Afterward, select “Apple Pay” by touching the “I” button. Whether you’re requesting a financial transfer or giving one, it’s important to be clear about how much money is at stake.

You can use Siri to transmit funds using Cash app to Apple Pay if you use iOS 11.2 or later. “Hey Siri, use Apple Pay to send $20 to John.”

Sending or requesting cash from loved ones is now much more convenient than ever with Apple Pay Cash. The service is cost-free and accepts payments from any debit or credit card associated with your Apple ID. In addition, starting with iOS 11.2, you can have Siri initiate a payment with Apple Pay Cash.

Is there a way to get cash back from Apple Pay without using a credit card?

If you have an Apple device set up with Apple Pay and your debit card added to it, you can transfer money from Apple Pay to your debit card by doing the following:

  • Just launch the Wallet app and select the Apple Pay Credit card.
  • Click the “Send to Bank” button by tapping the three dots in the upper right.
  • All you have to do is enter the amount you wish to donate and hit “Next.”
  • Choose your debit card’s account and routing number, and click “Send.”
  • Within one to three business days, your money should be in your debit card account.

How to transfer money from my Apple Pay to bank account?

You must add your bank details to the Digital wallet before you may transfer money from Apple Pay Cash to your bank. Once you have established your account, select “Transfer to Bank” from the Settings menu. Choose the desired amount to send and click “Confirm” to complete the transfer.

Can I use my Apple Pay Cash balance to make purchases?

Yes! When you buy something with Apple Pay, you can use your Apple Pay Cash balance just like any other form of payment. Select Apple Pay as your mode of payment at confirmation and pick between using your bank account, a credit, or an Apple Pay Cash amount.

What happens if I don’t have enough money to transfer?

Suppose you need more money in your Apple Pay Cash account to cover a purchase. Your Apple ID’s default payment method will automatically get charged for the purchase (typically your credit card). Before making a purchase, you can always change the default payment method by going to the Settings menu and clicking “Payment Method.”

How To Send Money On Apple Pay?

If you have an Apple Pay account connected to your debit card, sending money is a breeze. Take these measures to achieve your goal:

  • Opening the Notifications app on an iOS smartphone is the first order of business.
  • Initiate a brand-new conversation by tapping the button, or continue a preexisting one by doing the same.
  • Select the Apple Pay icon (it looks like a little stack of paper bills). You may hide the Apple Pay button; if so, hit the more button (the one with the three dots) and choose Apple Pay from the menu that appears.
  • In the space, enter the amount of money you wish to transfer. You can also use the dollar and cents price format by tapping the Price field.
  • Tap on the Send button when you’re done.

The recipient, assuming they have Apple Pay installed, will receive a notice that the money got delivered; they need to accept the payment to have the cash deposited into their account. No need for Apple Pay if they follow the advice in the thread (essentially, they need to provide account info so that Apple can transfer the funds that way).


It’s easy to get your cash by moving money from Apple Pay to a debit card. With just a few taps, you and safely transfer money from your Wallet to your debit card. The process is easy and doesn’t take long to finish. This convenient method lets you know that your essential financial information is always safe.

Also visit: How Do I Enable Your Cash App Account Directly With Apple Pay?