Venmo, a popular peer-to-peer payment app, is used by millions to transfer money swiftly and conveniently. However, users often find themselves restricted by Venmo transaction limits, which can impede larger transfers. Understanding and effectively increasing these limits is essential for users who require higher transaction capabilities. This article provides comprehensive guidance on how to increase your Venmo limit, encompassing the Venmo transfer limit and Venmo withdrawal limit.

Understanding Venmo Limits

Before discussing how to increase your Venmo limits, it is crucial to understand the existing restrictions. Venmo’s transaction limits vary based on whether your account is verified and the type of transaction. For instance, sending money to another Venmo user, withdrawing funds to a bank account, or making purchases all have different stipulations.

Initial Unverified Account Limits:

  • Weekly Spending Limit: $299.99
  • Person-to-Person Sending Limit: Included in weekly spending
  • Authorized Merchant Payments: Included in weekly spending
  • Venmo Card Transactions: Included in weekly spending

Verified Account Limits:

  • Weekly Spending Limit: Rises to $6,999.99 after verification
  • Person-to-Person Sending Limit: $4,999.99 per transaction
  • Authorized Merchant Payments: Up to $6,999.99
  • Venmo Card Transactions: Up to $6,999.99
  • Venmo Weekly Rolling Limit for All Transactions: $6,999.99

How to Verify Your Account to Increase Limits

Increasing your Venmo transaction limit primarily involves verifying your account. Verification helps Venmo ensure the security of transactions and compliance with regulatory requirements.

Steps to Verify Your Account:

  1. Log into your Venmo account: Access your account settings by tapping the “☰” icon on the app.
  2. Complete the Identity Verification Process: Provide your full legal name, date of birth, Social Security Number, or Tax Identification Number.
  3. Wait for Confirmation: Verification might take a few days. Once verified, your limits will automatically increase.

Maximizing Your Venmo Transfer Limit

After verifying your account, you might still seek higher limits, especially for significant transactions such as rent payments or large purchases.

Tips to Maximize Transfer Limits:

  • Regular Use and Consistent Transaction History: Regular use of Venmo and maintaining a consistent transaction history can help in gradually increasing your limits.
  • Contact Customer Support: For specific needs or exceptions, contacting Venmo’s customer support can provide tailored solutions to increase your limits temporarily or permanently.
  • Utilize the Venmo Card: Applying for and using the Venmo Card can help in managing larger transactions more effectively.

Navigating Venmo Withdrawal Limits

Venmo withdrawal limit are crucial for users who transfer large sums from Venmo to their bank accounts. Initially, these limits may seem restrictive, but they can be increased through verification and consistent usage.

Strategies to Increase Withdrawal Limits:

  • Verify Your Account: As with transaction limits, account verification is pivotal for increasing withdrawal capacities.
  • Set Up Direct Deposit: Setting up a direct deposit to your Venmo account can sometimes influence the relaxation of certain limits, particularly withdrawal limits.


Q1: How long does it take to verify a Venmo account?

It typically takes 1 to 3 business days for Venmo to review and verify your account information.

Q2: Can I increase my Venmo limits temporarily?

Yes, in some cases, Venmo allows temporary increases for specific reasons. Contact customer support for more details.

Q2: Are there any fees associated with increasing transaction limits?

No, Venmo does not charge any fees for verifying your account or increasing your transaction limits.


Navigating the Venmo transaction limit, Venmo transfer limit, and Venmo withdrawal limit effectively necessitates a clear understanding and proactive management of your account. Verification is a critical step towards enhancing your transaction capacity, thereby accommodating larger transfers and withdrawals. Regular use, maintaining a positive transaction history, and direct engagement with Venmo support are crucial for leveraging higher limits and optimizing your Venmo experience.