The designation of a bank clerk is one of the prestigious jobs in the world. Every year hundreds of thousands of people enroll for the clerk examination. The job role varies in each department also the institution is inclined towards them for providing excellent customer service.

The clerk’s job roles include conducting everyday tasks in the organization. Banks employ different clerks for the different departments to ensure the smooth functioning of the institution. The job comes with a series of opportunities for an individual. The years of service in the bank leads to promotions, higher salary, and more benefits.

Different Types of Clerk

The bank clerk profile has several roles. The candidate gets several options and departments to work in and can make a successful career. 

Check different designation as a clerk in banks

Bookkeeping Clerk

The job role of a bookkeeping clerk is to maintain records, files, stock, bonds, and other necessary bank documents.

Foreign Exchange Clerk

The clerk works and manages the international accounts along with checking the transactions of foreign currency turned into Indian or other.

Interest Clerk

Their job role is to maintain the accounts and interests that individuals owed to the bank in the form of a loan. 

Statement Clerk

The clerk has to maintain the balance sheets for a regular period. They have to collect and manage all the information related to loans and other investments that the customer has with the bank.

The job role of the Bank Clerk

The bank Clerk is assigned with few set tasks that should be performed in a continuous manner

  • Solving customer queries related to banking matters.
  • Issuing Cheque book, deposits, cash withdrawals, account statements.
  • Maintain customer accounts, data entry, and balance sheets.

Job Scope of Bank Clerk 

The opportunities for bank clerks are enormous as they can apply in different banks. Depending on their years of service, and experience they get promoted to senior levels. 

  •  Commercial Banks- Public, Private, and Foreign Banks.
  • Cooperative Banks.
  • Development Banks.
  • Exchange Banks.
  • Specialized Banks.

Growth and Opportunities

The reason for choosing banking as a career option is the rate of growth and opportunities it offers in the long run. The career growth is quite slow in clerk as compared to a PO.

For Example, JK Bank Clerk has to give years of services, and clear exams to get eligible for the next level.  However, the PO officer gets the promotion every 2 years like in the case of Union Bank of India SO  and so on.

The clerk gets various job roles after clearing the examination such as 

  • Assistant Manager or Officer
  • Manager
  • Senior Manager
  • Chief Manager
  • Assistant General Manager
  • Deputy General Manager
  • General Manager

Conclusion

The main reason why candidates who apply or choose their career as a bank clerk has growth and stability. Their primary role is to handle customer and manage the day-to-day transactions that their job involves. After serving as a clerk for 3-4 years, they get eligible for the promotion. It is considered one of the most prestigious job roles in India that comes with a series of benefits.