When it comes to finding a bank to serve your needs, it’s important to consider your region and the local area. This is because the best bank for you will likely be a regional or local bank. Regional and local banks are different in terms of their focus and client base. Regional banks are typically focused on serving a specific region of the country, while local banks are usually focused on serving a specific community or district. This guide will outline the benefits of both types of banks, as well as provide the addresses and phone numbers of several regional and local banks in America.

 

List of Banks in the United States

 

However, beyond that, there’s really no helpful way of understanding the banking landscape in the US, no way of knowing which banks fit into what categories and what type of bank you’re dealing with. As a result, we created this page to be a repository of information organized into a list of banks in usa by various categorizations. The hope is for this page to serve as a reference guide for anyone looking to learn more about their banks or banks overall in the U.S.

 

Largest Banks in the US

 

As mentioned above, the top 25 banks in the US represent almost two-thirds of the total assets of banks in the country. The top four banks are especially notable as they each have more than a trillion dollars of assets; these four banks are clearly in a league of their own. For some context, credit unions in the US have a combined $2.1 trillion of assets (as of December 2021) which is 37% less than the assets of JPMorgan Chase and a tiny fraction of the total assets the top 25 banks have. These are the largest banks in the US based on the latest available information.

 

  • JPMorgan Chase
  • Bank of America
  • Wells Fargo
  • Citibank 
  • U.S. Bank
  • PNC Bank
  • Truist Bank 
  • Goldman Sachs 
  • TD Bank
  • Charles Schwab 
  • Capital One

Among this list, the following banks are also considered to be systemically essential banks according to the Financial Stability Board: JPMorgan Chase, Citibank, HSBC, Bank of America, Goldman Sachs, Morgan Stanley, State Street, and Wells Fargo.

 

Conclusion

Whether you’re looking for a local bank that’s close to your home or business, or you’re looking for a regional bank that serves a wider area, our list of banks in usa has everything you need to locate the best bank for you! We also included a list of top-rated regional and local banks that offer competitive rates and an extensive range of services. Take a look now and find the bank that’s perfect for you!