When buying a house, one of the options that present itself is to buy it directly from the builder. It is a choice that certainly entails advantages, first of all, that of being able to customize your future home to the maximum, but which presents some aspects to be evaluated like all very important decisions.

Buying a house from the builder
First, buying a property from the Granny flat builders san diego allows you to possibly agree on some elements with the architects and designers: internal subdivision of the rooms, finishes, false ceilings, etc. In this way, you will be able to have an environment more similar to your “ideal” home.

Furthermore, a new house is built with the most modern technologies and materials, allowing maximum energy savings and guaranteeing anti-seismic safety, comfort, and air health. Furthermore, you are sure that you will not have to face maintenance or renovation costs for a long time.

If you are afraid that the delivery times of the property will not be respected or, worse, that the money paid as a deposit will be lost? As in any negotiation, San diego granny flats evaluate all the details of the case, and if you follow some simple advice, there should be no real reason to doubt the deal.

How to behave when buying a house from the builder
When purchasing from a company, you may be faced with two different situations:

  • The house is ready or in the process of being completed. There will be no big margins to adapt the property to your needs neither regarding the layout of the interior spaces nor the choice of materials, but the risk of non-delivery is much lower.
  • The possibility of customization is maximum, but some precautions must be taken to protect yourself in the event of business failure.

What are the “risks”?
It is common practice for the builder to want to sell the housing units when the property is still under construction. In this case, it is necessary to sign a preliminary contract between the parties in which the details are defined (for example, the price, delivery times and payment dates depending on the progress of the work).

In addition to the unwritten but always valid rule to find out about the “precedents” and the company’s history, two legislative decrees (122/2005 and 14/2019) protect those who buy a house from the builder. The second, in particular, concerns the drafting of the preliminary sale agreement with a notary. In detail:

  • At the time of signing the preliminary contract, the manufacturer must deliver a surety guaranteeing all the sums paid up to the deed.
  • The preliminary contract must indicate the details of the building permit, any mandatory deeds and urban planning agreements stipulated, the existence of mortgages or detrimental transcripts on the property; the technical characteristics of the building; the maximum terms of execution of the building; the total price for the sale; the details of the surety, the construction features of the property and any indication of contractors.
  • Some protections may also extend after the deed, such as the right of first refusal in the event of an auction and the so-called “ten-year posthumous”, i.e. the guarantee against damage arising in the following years due to construction defects required interventions by the buyer.
  • Before the deed, the builder will have to proceed with the possible splitting of the loan and the relative mortgage guarantee or with the finalization of the agreement to cancel the mortgage or a possible attachment.

What are the costs in case of purchase from the manufacturer?
From a fiscal point of view, unlike the transitions between private individuals for houses already stacked, the purchase from the builder provides for the payment of VAT which varies from 4%. Here is in detail what will be the expenses that you will have to incur if you buy a house from the Adu granny flats:

  • First home purchase from the manufacturer: 4% VAT.
  • Second home purchase from the builder: 10% VAT
  • If the house you buy is luxury, the VAT will be 22%
  • Preliminary contract: notary’s fee.
  • Deposit guaranteed by a surety valid until the deed.
  • Registration, mortgage and land registry taxes.

Granny flat contractors san diego will have to add any commission from the real estate agency, whose help and assistance at every stage of the procedure are particularly useful in purchasing from a construction company.