Are you a Disney enthusiast looking to make magical memories year after year with your family? Disney Vacation Club (DVC) ownership can be a fantastic way to achieve that dream. Whether you’re considering buying a DVC resale or selling your existing membership, understanding your financing options is crucial. In this blog, we’ll explore the world of DVC resales and how financing plays a pivotal role.

DVC Sales and Resales: What’s the Difference?

Before diving into financing, let’s clarify the difference between DVC sales and DVC resales. DVC sales involve purchasing a membership directly from Disney, while DVC resales involve buying a membership from an existing owner. Resales can often be more affordable than direct purchases, making them an attractive option for many Disney fans.

Financing Your DVC Resale Purchase

If you’re considering buying a DVC resale, you’ll be pleased to know that there are financing options available. Here’s a breakdown of your choices:

  • Cash Purchase: The simplest way to buy a DVC resale is with cash. You pay the full purchase price upfront, and the membership is transferred to your name. This option offers the most straightforward and hassle-free transaction.
  • Financing Through a Lender: Many buyers opt for financing through a lender. You can secure a loan to cover the purchase price, and then you make monthly payments to the lender. Keep in mind that interest rates and terms may vary, so it’s essential to shop around for the best deal. Don’t forget to factor in the interest cost when calculating the total price of your DVC resale.

DVC Resale Financing Tips

Here are some essential tips for financing your DVC resale:

  • Check Your Credit Score: Before applying for a loan, check your credit score. A higher credit score can help you qualify for a more favorable interest rate.
  • Explore Different Lenders: Compare loan offers from different lenders to find the most competitive terms. Don’t hesitate to negotiate for better rates if you have a strong credit history.
  • Understand the Total Cost: Be sure to calculate the total cost of your DVC resale, including the purchase price, interest, and any associated fees. This will give you a clear picture of your financial commitment.

Financing for DVC Resale Sellers

If you’re on the selling side of a DVC resale transaction, you might wonder about financing options. Typically, sellers receive the agreed-upon purchase price in full, often in cash, from the buyer. There’s usually no need for financing on the seller’s end.


In the world of DVC sales and resales, understanding your financing options is essential. Whether you’re a buyer seeking affordable ways to make Disney dreams come true or a seller looking to finalize a hassle-free transaction, knowing your financial choices is key. Explore cash purchases, and financing through lenders, and remember to shop around for the best terms. By making informed decisions, you can embark on your Disney Vacation Club journey with confidence.

In summary, DVC sales and DVC resale financing can open the doors to magical Disney vacations for you and your family. So, go ahead and explore the financing options that best suit your needs, and get ready to create enchanting memories that will last a lifetime.